Premium calculation · Vehicles
Roadside assistance
The reference case costs from €37 to €45 depending on the company. From there, 3 tables with 14 bands in all raise or lower the price - the same steps at every company, a different height.
The reference case
Every factor below is 1.00 for this case. Its price is each company's base, plus the rates on the sums it declares.
- Vehicle
- Car
- Vehicle age (years)
- 8
- Postcode
- no postcode: the rural mainland
The tiers
The price of the basic example by tier, base and percentages on the sums insured, at the company with the cheapest and the company with the dearest estimate.
| Plan | Cheapest | Dearest | Spread |
|---|---|---|---|
| GreeceTows you to the nearest garage. · the reference tier | €37INTERASCO | €45Interamerican | +22%5 companies |
| Greece and abroadApplies abroad as well. | €52INTERASCO | €63Interamerican | +21%5 companies |
| With onward travelPays for accommodation, your return trip and a replacement car. | €70INTERASCO | €85Interamerican | +21%5 companies |
The factors
The same bands at every insurer, different coefficients
Every figure is one table of the calculation. The two columns in each band are the cheapest and the dearest estimate for the basic example.
From × 0.74 to × 1.65 along the scale. Click a band or drag the control.
× 1.00 ±0 € × 1.00 ±0 €
The table behind the figure
| Band | INTERASCO | Interamerican |
|---|---|---|
| Car | × 1.00 | × 1.00 |
| Motorcycle | × 0.74 | × 0.83 |
| Van up to 3.5 tonnes | × 1.39 | × 1.26 |
| Caravan or motorhome | × 1.65 | × 1.43 |
From × 0.87 to × 1.46 along the scale. Click a band or drag the control.
× 1.00 ±0 € × 1.00 ±0 €
The table behind the figure
| Band | INTERASCO | Interamerican |
|---|---|---|
| up to 5 years old | × 0.87 | × 0.92 |
| 6 – 12 years | × 1.00 | × 1.00 |
| 13 – 20 years | × 1.20 | × 1.13 |
| 21 years and over | × 1.46 | × 1.30 |
From × 0.98 to × 1.15 along the scale. Click a band or drag the control.
× 1.00 ±0 € × 1.00 ±0 €
The table behind the figure
| Band | INTERASCO | Interamerican |
|---|---|---|
| Attica | × 1.00 | × 1.00 |
| Thessaloniki | × 1.00 | × 1.00 |
| Large cities | × 0.98 | × 0.98 |
| Rest of mainland Greece | × 1.05 | × 1.05 |
| Islands | × 1.15 | × 1.15 |
| Greece, national average | × 1.03 | × 1.03 |
Extra covers
A flat price a year, unless the tier already includes it.
| Cover | Inside the tier | Cheapest | Dearest | Spread |
|---|---|---|---|---|
| Assistance at your front doorMost contracts start a few dozen metres from your home. This extension covers the flat battery outside your building too, which is the most common call of all. | - | €7INTERASCO | €9Interamerican | +29%5 companies |
| Extension abroadTowing and repatriation of the vehicle from anywhere in Europe. For one trip a year it often costs less than the upgrade to the next tier. | Applies abroad as well.Pays for accommodation, your return trip and a replacement car. | €28INTERASCO | €34Interamerican | +21%5 companies |
| Keys, fuel, tyreGetting you in when you lock yourself out, fuel when you run dry, a wheel change at the roadside. The three small calls a basic contract often charges for. | - | €13INTERASCO | €16Interamerican | +23%5 companies |
| Replacement carA car for as many days as yours is in the workshop after a breakdown, usually up to seven. Included in the full contract. | Pays for accommodation, your return trip and a replacement car. | €44Μινέττα Ασφαλιστική | €50Interamerican | +14%2 companies |
Minimum premium: from €22 to €27 depending on the company. No price falls below its own.