Privacy

The short version

We ask you for no details. There is no sign-up form, we do not ask for an email or a phone number, there are no user accounts, and nothing you type into the premium calculator leaves your device.

If you ask for notifications, we keep only what we need to send them: the address your browser gives us, with no name and no email. The details are in the section Notifications.

The premium calculator

The whole calculation happens inside your browser. The engine size, the age, the postcode and the claims history you enter are not sent anywhere: not to us, not to an insurance company, not to a third party. The pricing model downloads with the page and runs locally.

Your answers are kept in your browser's local storage (localStorage), so you find them filled in next time. They stay on your device and are not accessible to us. You can delete them by clearing the site's data in your browser settings.

Listening to the articles

“Listen to the article” reads the text with a voice your device already has. We record nothing and send nothing. In Chrome the Google voices run on the servers of Google, so the browser sends the text of the article there; that text is public anyway. The place where you stopped and the speed stay in the local storage of your browser.

Notifications

Notifications are the only place where we keep anything about you, and only if you press “Yes, send it”. Your browser then gives us an address to send to, and we keep:

• that address and its two keys, which your browser makes,
• the language, Greek or English,
• whether you want a notification every day or once a week,
• whether you also want reminders for the Bank of Greece exam,
• the date you said yes.

Nothing else: no name, no email, no phone number. We keep them for one reason: to send you the article of the day, in your language and as often as you chose, and the reminders you asked for. The message passes through the notification service of your browser (Google for Chrome, Apple for Safari, Mozilla for Firefox). The two keys encrypt it, so that only your browser can read it.

We keep them until you stop the notifications, or until the notification service tells us that the address is no longer valid. Then we delete them. On your device, in the local storage of your browser, we keep your choice and the fact that you have already answered, so that we do not ask you again.

To stop them, turn off notifications for the site in the settings of your browser, or press the button below. The button appears only in a browser that has our notifications turned on.

Cookies

The site sets cookies only if you say yes to the question about statistics: the two cookies of Google Analytics, in the section Statistics with your consent. Otherwise it sets none.

What stays on your device

So that you find the site as you left it, your browser keeps in its local storage: your answers to the calculator, the theme and the text size, your progress in the tests and the flash cards, the units you chose for the cards, the place and the speed of the reading aloud, which tours you have seen, your answer about notifications and about statistics, and how many times you opened the site, so that we do not offer notifications on your first visit. In your dashboard it keeps the tools you pinned, the comparisons you made last with your answers, the articles you saved with your notes, the pages you opened last and the layout of the panels. None of this leaves your device. You delete it from your dashboard, or when you clear the data of the site in the settings of your browser. The file you download from your dashboard is yours to keep, and we never see it.

Hosting and statistics

As on any website, when you open a page your browser sends your IP address and technical details of the request to the provider that hosts the site. The provider uses them to show you the page and to protect the site against attacks, and keeps them only as long as that needs. From them it also makes aggregate traffic figures (requests per page, country, device type) that identify no one.

Without your consent, the pages carry no measuring script and send nothing to any third party.

The hosting provider may process these details outside the European Union. The safeguards of the GDPR for transfers then apply, such as the standard contractual clauses of the European Commission.

Statistics with your consent

If you say yes to the question about statistics, the pages load Google Analytics. It counts which pages you open, how long you stay, from which country and on which device, so we know what helps you. If you say no, or do not answer, it does not load at all.

• It sets two cookies, _ga and _ga_…, which last 13 months.
• We do not turn on Google signals, or the use of the data for advertising.
• Google Analytics does not keep your IP address.
• The data of each browser is deleted after 14 months. Only the totals remain, and they show no one.
• Google Ireland Limited processes it on our behalf. It may transfer it to the United States, under the EU-US Data Privacy Framework.

You change your answer whenever you like, with "Statistics: your choice" at the foot of any page. A no deletes both cookies.

External links

The company pages link to the insurers' own websites. They are not referral links, they carry no identifiers and they earn us nothing. Whatever happens after you follow them is governed by their own privacy policy.

Legal basis

• Notifications rest on your consent (Article 6(1)(a) GDPR). You withdraw it whenever you like, with the button in the section Notifications or in your browser. Withdrawal does not affect what happened before it.
• The statistics of Google Analytics rest on your consent (Article 6(1)(a) GDPR, and article 4(5) of Greek law 3471/2006). You withdraw it with "Statistics: your choice", at the foot of any page.
• Hosting rests on our legitimate interest in running the site safely (Article 6(1)(f) GDPR).

Your rights

The GDPR gives you the rights of access, rectification, erasure, restriction, portability and objection. In practice we keep something only if you asked for notifications, and you delete it yourself with the button in the section Notifications. For any other request or question: fthiniasfalia.gr@gmail.com.

If you believe the processing breaks the GDPR, you have the right to lodge a complaint with the Hellenic Data Protection Authority (www.dpa.gr).