How much does motorcycle insurance cost?

In the basic example, our own estimates for 17 companies run from €84 to €114 a year, with a middle estimate of €100. They are our own estimates and they can be wrong: they are not offers or an official ranking, and your price changes with your details.

Vehicles

Motorcycle insurance

Motorcycle insurance is compulsory here too. ΕΑΕΕ publishes its average premium apart from the car.

Required by law 17 companies

36% the gap from the cheapest to the dearest, in our own estimates, for the same details

Μοτοσυκλετιστής σε παραλιακό δρόμο, με τη θάλασσα δίπλα του. — dole777 · Unsplash

What you pay today Your premium now € a year Put it in and see what you keep with each company. It does not change the estimate.

What cover you want

Third-party liability Covers only what the law asks. With some extras Adds theft, fire and broken glass. Fully comprehensive Includes damage to your own car as well.

Covers the damage you do to someone else, not to your own car. The right choice for an old car worth little more than the premium.

Your details

Engine size As on the registration document cc Year of first registration Not the year you bought it Value today (€) What it would fetch today, not what you paid € Driver's age Of the main driver years Years licensed Counts separately from age years Postcode Where the bike sleeps Last at-fault claim Not damage that others did to you Vehicles in the household Those you insure at the same address

How you pay

Quarterly It costs more over the year. Half-yearly This is the usual choice. Yearly It costs less over the year.

Extra covers

Roadside assistance - included They come to get you when you break down - not only after an accident, but also with a flat battery or a puncture, if the policy says so. Broken glass - included The windscreen and the windows of the car, when they break, for example from a stone on the motorway. Fire - included The car burns, from its own short circuit, from the vehicle next to it, or from a wildfire passing through. In Greece we see the third every summer. Total theft - included They pay the current market value if the car is not found. The current value, not what you paid for it. Bad weather - included Flood, hail, a fallen tree, a storm surge. Legal protection - included A lawyer at the expense of the company when the other party is at fault and its insurer refuses to pay. Driver accident - included Third-party liability covers whoever you hit, not you. This covers you, if you are at fault. Replacement car - included They give you a vehicle while yours is in the workshop. It makes sense if the car is how you get to work and there is no second one.

In our own estimate, the cheapest is Hellas Direct, about €16 a year below the middle estimate.€84 a year, with the middle estimate at €100 and the dearest at €114.

The comparison

It changes as you type

Ranking

The prices are our own estimates, and they can be wrong. They are not offers or an official ranking, and we sell no insurance. The algorithm is public. Why

The prices of each company are our own estimate. They come from our own research of the market and our judgement as people of the industry. They are not a price that the company publishes. We can be wrong, and the order of the ranking is more reliable than the exact price. Only the company gives the real price, with all your details. None of the 17 companies gave us a price.

How we calculate The calculation for this kind of cover

Cheapest €84

Hellas Direct Middle €100 our middle estimate Dearest €114 +€30 dearer

You today

17 companies, for the period you chose. Each dot is one company.

Side by side

1 The mark belongs to Hellas Direct. We have no relationship with the company, and it gave us no price. Hellas Direct €84 / year estimate 63 - €105

Covers

Every one you asked for

How you buy

Direct or broker

The price

Our own estimate

Go to the company
2 The mark belongs to Anytime. We have no relationship with the company, and it gave us no price. Anytime €88 / year estimate 66 - €110

Covers

Every one you asked for

How you buy

Direct

The price

Our own estimate

Go to the company
3 The mark belongs to Personal Insurance. We have no relationship with the company, and it gave us no price. Personal Insurance €93 / year estimate 70 - €116

Covers

Every one you asked for

How you buy

Through a broker

The price

Our own estimate

Go to the company
4 The mark belongs to Ορίζων Ασφαλιστική. We have no relationship with the company, and it gave us no price. Ορίζων Ασφαλιστική €96 / year estimate 72 - €120

Covers

Every one you asked for

How you buy

Through a broker

The price

Our own estimate

Go to the company
5 The mark belongs to Μινέττα Ασφαλιστική. We have no relationship with the company, and it gave us no price. Μινέττα Ασφαλιστική €97 / year estimate 73 - €121

Covers

Every one you asked for

How you buy

Through a broker

The price

Our own estimate

Go to the company
6 The mark belongs to INTERSALONIKA. We have no relationship with the company, and it gave us no price. INTERSALONIKA €97 / year estimate 73 - €121

Covers

Every one you asked for

How you buy

Through a broker

The price

Our own estimate

Go to the company
7 The mark belongs to Interlife Ασφαλιστική. We have no relationship with the company, and it gave us no price. Interlife Ασφαλιστική €97 / year estimate 73 - €121

Covers

Every one you asked for

How you buy

Through a broker

The price

Our own estimate

Go to the company
8 The mark belongs to Ευρώπη Ασφαλιστική. We have no relationship with the company, and it gave us no price. Ευρώπη Ασφαλιστική €98 / year estimate 74 - €123

Covers

Every one you asked for

How you buy

Direct or broker

The price

Our own estimate

Go to the company
9 The mark belongs to Ατλαντική Ένωση. We have no relationship with the company, and it gave us no price. Ατλαντική Ένωση €100 / year estimate 75 - €125

Covers

Every one you asked for

How you buy

Direct or broker

The price

Our own estimate

Go to the company
10 The mark belongs to Υδρόγειος Ασφαλιστική. We have no relationship with the company, and it gave us no price. Υδρόγειος Ασφαλιστική €102 / year estimate 77 - €128

Covers

Every one you asked for

How you buy

Through a broker

The price

Our own estimate

Go to the company
11 The mark belongs to Syndea. We have no relationship with the company, and it gave us no price. Syndea €102 / year estimate 77 - €128

Covers

Every one you asked for

How you buy

Through a broker

The price

Our own estimate

Go to the company
12 The mark belongs to ERGO Ασφαλιστική. We have no relationship with the company, and it gave us no price. ERGO Ασφαλιστική €105 / year estimate 79 - €131

Covers

Every one you asked for

How you buy

Direct or broker

The price

Our own estimate

Go to the company
13 The mark belongs to Eurolife FFH. We have no relationship with the company, and it gave us no price. Eurolife FFH €105 / year estimate 79 - €131

Covers

Every one you asked for

How you buy

Through a broker

The price

Our own estimate

Go to the company
14 The mark belongs to Generali Hellas. We have no relationship with the company, and it gave us no price. Generali Hellas €107 / year estimate 80 - €134

Covers

Every one you asked for

How you buy

Direct or broker

The price

Our own estimate

Go to the company
15 The mark belongs to Εθνική Ασφαλιστική. We have no relationship with the company, and it gave us no price. Εθνική Ασφαλιστική €110 / year estimate 83 - €138

Covers

Every one you asked for

How you buy

Through a broker

The price

Our own estimate

Go to the company
16 The mark belongs to Interamerican. We have no relationship with the company, and it gave us no price. Interamerican €112 / year estimate 84 - €140

Covers

Every one you asked for

How you buy

Direct or broker

The price

Our own estimate

Go to the company
17 The mark belongs to Allianz Ευρωπαϊκή Πίστη. We have no relationship with the company, and it gave us no price. Allianz Ευρωπαϊκή Πίστη €114 / year estimate 86 - €143

Covers

Every one you asked for

How you buy

Direct or broker

The price

Our own estimate

Go to the company

Market average€133a year

From public figures, with the taxes of the law. It is no insurer's quote: your price also depends on what nobody publishes.

Liability, market average source+€114
Area: Greece, national average source× 1
Premium tax 15% source+€17.10
Auxiliary fund, 1.8% of the liability premium source+€2.05

The sources

Στατιστική Επετηρίδα Ασφάλισης Αυτοκινήτων ΕΑΕΕ : 2024, 2025
ΕΑΕΕ, Ασφάλιση Νομικής Προστασίας 2024, πίνακας 1, 2025
Στατιστική Επετηρίδα Ασφάλισης Αυτοκινήτων 2024: Πίνακας 6 - Ζημιές Αστικής Ευθύνης ανά νομό· Πίνακας 1Α - Πλήθος οχημάτων· Πίνακας 7Α - Δείκτης ζημιών ανά χρήση· Σύνοψη - παραγωγή ασφαλίστρων, 2025
ΕΛΣΤΑΤ - Ελληνική Στατιστική Αρχή: Απογραφή Πληθυσμού - Κατοικιών 2021: Αποτελέσματα Μόνιμου Πληθυσμού κατά Περιφέρεια, Περιφερειακή Ενότητα, Δήμο και φύλο, 2021
ν. 5177/2025 (ΦΕΚ Α΄ 21/14.02.2025), Κώδικας Έμμεσων Φόρων, άρθρο 43: ο φόρος ασφαλίστρων, 2025
π.δ. 237/1986, άρθρο 20, όπως το αντικατέστησε το άρθρο 14 του ν. 5113/2024 (ΦΕΚ Α΄ 96/21.06.2024): η εισφορά στο Επικουρικό Κεφάλαιο, 2024

Renewal reminder

When does your insurance expire?

A file for the calendar on your phone. It is made on your device, and we send nothing.

Tools

For your vehicle

Is your vehicle insured? Two free checks by plate, and the fine that follows if it is not insured.

Insurance guides

Before you choose, read

cottonbro studio · Pexels

What third-party liability really covers Compulsory insurance covers the damage you do to others, not you and not your car. What that means in practice. 9 September 20263 minutes
Erik Mclean · Pexels

The green card: what it is, where you need it, what it costs The certificate that takes your car's third-party cover across the border. It is issued free, eight countries ask for it, and it carries no optional cover. 13 September 20265 minutes
Julia Sakelli · Pexels

What happens if an uninsured driver hits you The Auxiliary Fund compensates the victims of uninsured vehicles in Greece, up to the legal minimum limits. What to do at the scene, and which covers spare you the wait. 9 September 20263 minutes
dole777 · Unsplash

Motorbikes, scooters and bicycles Every article of the subject, in one place.

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