Tool
Short-term cover
Cover for a few months: a quarter, a half year or a year?
Enter how many months you want the car covered, and see which mix of quarters, half years and a year costs least.
- Ask your company for the price of a quarter, a half year and a year, and enter them here: the tool finds the cheapest mix for your months.
- A yearly policy that you cancel early returns the premium of the days you did not use, except the policy fee.
- At the market average, €172 a year, 4 months cost about €57 plus the fee.
Calculate
Quarter, half year or year
Ask your company for the price of a quarter, a half year and a year. No company publishes them for each customer. With the three prices, the tool finds the cheapest mix for your months.
For a month or a few days
There are also policies for one month, or for a few days. For example, the Insurance Per Day service of the intermediary Comple issues a policy for 1 to 365 days, by phone. Our comparison does not price them.
Such a policy makes sense for a few days on the road: a car taken out of laying-up for a trip, or on its way to be sold.
By the kilometre
Cover by the kilometre does not charge each kilometre on its own. You buy a pack of kilometres, and a device in the car counts them. For example, Anytime’s Short Drive starts at 3,000 km a year or 1,500 km a half year, and you add 2,000 km whenever you need them.
It suits anyone who drives little, for example with a second car.
If the car is off the road
A car off the road needs no insurance, as long as you declare it laid up. If you just let the insurance expire, the car shows as uninsured in the state’s cross-checks. The cross-checks and the fines.
How we work it out
The tool tries every mix of quarters, half years and one year that covers your months, with the prices you enter, and keeps the cheapest. A length with no price stays out.
For a year cancelled early, the company keeps the policy fee and the premium of the months you used. The year of the example is the market average for car insurance, from public figures. How we calculate.
Sources
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Frequently asked questions
What people usually ask
01 Is there car cover for one month?
Yes, from intermediaries such as the Insurance Per Day service of Comple, for 1 to 365 days.
02 Is there two-month car insurance?
Ask your company. If it does not sell two months, compare a quarter with cover by the day from an intermediary. Enter 2 in the months and your prices in the tool.
03 Is there car insurance for two years?
Ask your company. If it sells a year at most, for two years you take a yearly policy and renew it.
04 Does a quarterly policy pay off?
It depends on the prices of your company. Enter in the tool the prices of a quarter, a half year and a year: it compares every mix for your months.
05 Can I cancel an annual policy early?
Yes. For a car, the law (Presidential Decree 237/1986, article 11a) lets you end the contract at any time. The terms of the policies, such as those of Hellas Direct, give you back the premium of the days you did not use, and the company keeps the policy fee, as your policy states it.
06 Does a car that is not on the road need cover?
No, if you declare it off the road. A car with no cover and no such declaration shows up in the cross-checks and pays a fine.