Premium calculation · Health

Residence permit insurance

The reference case costs from €64 to €76 depending on the company. From there, 1 tables with 6 bands in all raise or lower the price - the same steps at every company, a different height.

11companies in the model

1factor tables

64 – €76the basic example, from the cheapest estimate to the dearest

2optional covers

The reference case

Every factor below is 1.00 for this case. Its price is each company's base, plus the rates on the sums it declares.

Age: 32

The tiers

The price of the basic example by tier, base and percentages on the sums insured, at the company with the cheapest and the company with the dearest estimate.

Plan	Cheapest	Dearest	Spread
BasicCovers what the law asks for. · the reference tier	€64INTERASCO	€76Generali Hellas	+19%11 companies
EnhancedGives higher hospital limits.	€84INTERASCO	€98Generali Hellas	+17%11 companies
No hospital limitGives room and board with no upper limit.	€106INTERASCO	€125Generali Hellas	+18%11 companies

The factors

The same bands at every insurer, different coefficients

Every figure is one table of the calculation. The two columns in each band are the cheapest and the dearest estimate for the basic example.

Age INTERASCOGenerali Hellas

From × 0.90 to × 8.80 along the scale. Click a band or drag the control.

× 1,00

× 0.90× 0.94

up to 17

× 1.00× 1.00

18 – 40

× 1.39× 1.23

41 – 60

× 1.78× 1.45

61 – 65

× 2.43× 1.83

66 – 75

× 8.80× 5.50

76 and over

Try it: 18 – 40

× 1.00 ±0 € × 1.00 ±0 €

The table behind the figure

Band	INTERASCO	Generali Hellas
up to 17	× 0.90	× 0.94
18 – 40	× 1.00	× 1.00
41 – 60	× 1.39	× 1.23
61 – 65	× 1.78	× 1.45
66 – 75	× 2.43	× 1.83
76 and over	× 8.80	× 5.50

Extra covers

A flat price a year, unless the tier already includes it.

Cover	Inside the tier	Cheapest	Dearest	Spread
Doctor visitsFree or low-cost visits to contracted doctors and diagnostic centres. The basic programme only reimburses costs, against receipts, afterwards.	-	€23INTERASCO	€27Generali Hellas	+17%11 companies
Repatriation of remainsTransport to the country of origin in the event of death. A few euro, and nobody wants to think about it on the day they file the papers.	-	€11INTERASCO	€13Generali Hellas	+18%11 companies

Minimum premium: from €52 to €60 depending on the company. No price falls below its own.