Premium calculation · Health
Residence permit insurance
In our own estimate, the basic example costs from €64 to €81, depending on the company. From there, 1 tables with 6 bands in all raise or lower the price: the same steps at every company, at another height.
The prices are our own estimates, and they can be wrong. They are not offers or an official ranking, and we sell no insurance. The algorithm is public. Why
The prices of each company are our own estimate. They come from our own research of the market and our judgement as people of the industry. They are not a price that the company publishes. We can be wrong, and the order of the ranking is more reliable than the exact price. Only the company gives the real price, with all your details. None of the 13 companies gave us a price.
The reference case
The price of the example is the one the comparison shows for these answers: the base of each company, the rates on the sums insured, the factors and the extra covers of the example.
- Age
- 32
- The reference tier
- Basic
- €64 - €81
The tiers
The price of the basic example by tier, base and percentages on the sums insured, at the company with the cheapest and the company with the dearest estimate.
| Plan | Cheapest | Dearest | Spread |
|---|---|---|---|
| BasicCovers what the law asks for. · the reference tier | €64INTERASCO | €81Allianz Ευρωπαϊκή Πίστη | +27%13 companies |
| EnhancedGives higher hospital limits. | €84INTERASCO | €105Allianz Ευρωπαϊκή Πίστη | +25%13 companies |
| No hospital limitGives room and board with no upper limit. | €106INTERASCO | €133Allianz Ευρωπαϊκή Πίστη | +25%13 companies |
The factors
Every insurer has the same bands, but its own coefficients
Every figure is one table of the calculation. The two columns in each band are the cheapest and the dearest estimate for the basic example.
From × 0.90 to × 8.80 along the scale. Click a band or drag the control.
× 1.00 ±0 € × 1.00 ±0 €
The table with the figures
| Band | INTERASCO | Allianz Ευρωπαϊκή Πίστη |
|---|---|---|
| up to 17 | × 0.90 | × 0.94 |
| 18 - 40 | × 1.00 | × 1.00 |
| 41 - 60 | × 1.39 | × 1.24 |
| 61 - 65 | × 1.78 | × 1.48 |
| 66 - 75 | × 2.43 | × 1.88 |
| 76 and over | × 8.80 | × 5.80 |
Extra covers
A flat price a year, unless the tier already includes it.
| Cover | Inside the tier | Cheapest | Dearest | Spread |
|---|---|---|---|---|
| Doctor visitsFree or low-cost visits to contracted doctors and diagnostic centres. The basic programme only reimburses costs, against receipts, afterwards. | - | €23INTERASCO | €29Allianz Ευρωπαϊκή Πίστη | +26%13 companies |
| Repatriation of remainsTransport to the country of origin in the event of death. Nobody wants to think about it on the day they file the papers. | - | €11INTERASCO | €14Allianz Ευρωπαϊκή Πίστη | +27%13 companies |
Minimum premium: from €52 to €64 depending on the company. No price falls below its own.