Premium calculation · Health
Pet insurance
The reference case costs from €74 to €81 depending on the company. From there, 2 tables with 6 bands in all raise or lower the price - the same steps at every company, a different height.
The reference case
Every factor below is 1.00 for this case. Its price is each company's base, plus the rates on the sums it declares.
- Animal
- Dog
- Age of animal (years)
- 3
The tiers
The price of the basic example by tier, base and percentages on the sums insured, at the company with the cheapest and the company with the dearest estimate.
| Plan | Cheapest | Dearest | Spread |
|---|---|---|---|
| AccidentPays the vet after an accident. | €44Interlife Ασφαλιστική | €48Eurolife FFH | +9%4 companies |
| Accident and illnessPays for illness as well. · the reference tier | €74Interlife Ασφαλιστική | €81Eurolife FFH | +9%4 companies |
| FullAdds hospital care, theft and loss. | €96Interlife Ασφαλιστική | €105Eurolife FFH | +9%4 companies |
The factors
The same bands at every insurer, different coefficients
Every figure is one table of the calculation. The two columns in each band are the cheapest and the dearest estimate for the basic example.
From × 0.92 to × 1.00 along the scale. Click a band or drag the control.
× 1.00 ±0 € × 1.00 ±0 €
The table behind the figure
| Band | Interlife Ασφαλιστική | Eurolife FFH |
|---|---|---|
| dog | × 1.00 | × 1.00 |
| cat | × 0.93 | × 0.92 |
From × 0.97 to × 1.35 along the scale. Click a band or drag the control.
× 1.00 ±0 € × 1.00 ±0 €
The table behind the figure
| Band | Interlife Ασφαλιστική | Eurolife FFH |
|---|---|---|
| up to 1 year | × 0.97 | × 0.97 |
| 2 – 5 years | × 1.00 | × 1.00 |
| 6 – 8 years | × 1.12 | × 1.14 |
| 9 years and over | × 1.30 | × 1.35 |
Extra covers
A flat price a year, unless the tier already includes it.
| Cover | Inside the tier | Cheapest | Dearest | Spread |
|---|---|---|---|---|
| Owner's liabilityThe bite and the damage the animal does to others. You pay for it, by law, whatever the other party did. Included in the two larger programmes. | Pays for illness as well.Adds hospital care, theft and loss. | €12Ατλαντική Ένωση | €13Eurolife FFH | +8%4 companies |
| Boarding if you are hospitalisedKennel or cattery costs for as long as you are in hospital. The cover nobody asks for and everybody needs once. | - | €15Ατλαντική Ένωση | €16Eurolife FFH | +7%4 companies |
| Loss of lifeA sum, usually a few hundred euro, if the animal dies from an accident or an illness. A few euro a year. | Adds hospital care, theft and loss. | €9Ατλαντική Ένωση | €10Eurolife FFH | +11%4 companies |
| Travel abroadThe vet in the country you travel to, and the cost of the journey home if the animal falls ill there. | - | €10Ατλαντική Ένωση | €11Eurolife FFH | +10%4 companies |
Minimum premium: from €31 to €33 depending on the company. No price falls below its own.