Premium calculation · Third-party liability
Legal protection insurance
In our own estimate, the basic example costs from €124 to €161, depending on the company. From there, 4 tables with 17 bands in all raise or lower the price: the same steps at every company, at another height.
The prices are our own estimates, and they can be wrong. They are not offers or an official ranking, and we sell no insurance. The algorithm is public. Why
The prices of each company are our own estimate. They come from our own research of the market and our judgement as people of the industry. They are not a price that the company publishes. We can be wrong, and the order of the ranking is more reliable than the exact price. Only the company gives the real price, with all your details. None of the 11 companies gave us a price.
The reference case
The price of the example is the one the comparison shows for these answers: the base of each company, the rates on the sums insured, the factors and the extra covers of the example.
- Limit per case
- €15,000
- People in the household
- 3
- Vehicles
- 1
- Postcode
- no postcode - the average of Greece
- The reference tier
- Family and vehicle
- €124 - €161
The tiers
The price of the basic example by tier, base and percentages on the sums insured, at the company with the cheapest and the company with the dearest estimate.
| Plan | Cheapest | Dearest | Spread |
|---|---|---|---|
| Driver and vehicleCovers everything to do with the car. | €54Anytime | €70Allianz Ευρωπαϊκή Πίστη | +30%11 companies |
| FamilyCovers you and your household, with no vehicle. | €97Anytime | €125Allianz Ευρωπαϊκή Πίστη | +29%11 companies |
| Family and vehicleCovers both the family and the vehicle. · the reference tier | €124Anytime | €161Allianz Ευρωπαϊκή Πίστη | +30%11 companies |
The factors
Every insurer has the same bands, but its own coefficients
Every figure is one table of the calculation. The two columns in each band are the cheapest and the dearest estimate for the basic example.
From × 0.78 to × 1.45 along the scale. Click a band or drag the control.
× 1.00 ±0 € × 1.00 ±0 €
The table with the figures
| Band | Anytime | Allianz Ευρωπαϊκή Πίστη |
|---|---|---|
| €6,000 | × 0.78 | × 0.88 |
| €15,000 | × 1.00 | × 1.00 |
| €30,000 | × 1.23 | × 1.12 |
| €50,000 and over | × 1.45 | × 1.24 |
From × 0.85 to × 1.08 along the scale. Click a band or drag the control.
× 1.00 ±0 € × 1.00 ±0 €
The table with the figures
| Band | Anytime | Allianz Ευρωπαϊκή Πίστη |
|---|---|---|
| one person | × 0.85 | × 0.92 |
| two people | × 0.93 | × 0.96 |
| three people | × 1.00 | × 1.00 |
| four people and over | × 1.08 | × 1.04 |
From × 1.00 to × 1.83 along the scale. Click a band or drag the control.
× 1.00 ±0 € × 1.00 ±0 €
The table with the figures
| Band | Anytime | Allianz Ευρωπαϊκή Πίστη |
|---|---|---|
| one vehicle | × 1.00 | × 1.00 |
| two vehicles | × 1.45 | × 1.24 |
| three vehicles and over | × 1.83 | × 1.44 |
From × 0.98 to × 1.05 along the scale. Click a band or drag the control.
× 1.00 ±0 € × 1.00 ±0 €
The table with the figures
| Band | Anytime | Allianz Ευρωπαϊκή Πίστη |
|---|---|---|
| Attica | × 1.05 | × 1.05 |
| Thessaloniki | × 1.02 | × 1.02 |
| Large cities | × 1.00 | × 1.00 |
| Rest of mainland Greece | × 0.98 | × 0.98 |
| Islands | × 0.98 | × 0.98 |
| Greece, national average | × 1.01 | × 1.01 |
Extra covers
A flat price a year, unless the tier already includes it.
| Cover | Inside the tier | Cheapest | Dearest | Spread |
|---|---|---|---|---|
| Disputes with your employerUnpaid wages, unfair dismissal, an accident at work. | Covers you and your household, with no vehicle.Covers both the family and the vehicle. | €20Anytime | €25Allianz Ευρωπαϊκή Πίστη | +25%11 companies |
| Disputes with your landlord, if you rentThe deposit that is not returned, the rent rise the contract does not allow, the eviction without cause. A lawyer at the company's expense. | Covers you and your household, with no vehicle.Covers both the family and the vehicle. | €16Anytime | €21Allianz Ευρωπαϊκή Πίστη | +31%11 companies |
| Disputes with your tenantThe action for eviction and the claim for unpaid rent. | - | €36Anytime | €46Allianz Ευρωπαϊκή Πίστη | +28%11 companies |
| Medical malpracticeClaiming compensation from a doctor or a hospital. The expert reports in these cases cost thousands before anyone reaches a courtroom. | - | €13Anytime | €17Allianz Ευρωπαϊκή Πίστη | +31%11 companies |
| Disputes abroadA lawyer in the country where the accident happened. Without it, you handle the crash in Italy from Greece, in Italian. | - | €9Anytime | €12Allianz Ευρωπαϊκή Πίστη | +33%11 companies |
Minimum premium: from €32 to €41 depending on the company. No price falls below its own.
Instalments: in two halves the year costs 7% to 8% more, and in four quarters 14% to 16%, by company.