Premium calculation · Third-party liability
Legal protection insurance
The reference case costs from €127 to €159 depending on the company. From there, 4 tables with 17 bands in all raise or lower the price - the same steps at every company, a different height.
The reference case
Every factor below is 1.00 for this case. Its price is each company's base, plus the rates on the sums it declares.
- Limit per case
- €15,000
- People in the household
- 3
- Vehicles
- 1
- Postcode
- no postcode: the rural mainland
The tiers
The price of the basic example by tier, base and percentages on the sums insured, at the company with the cheapest and the company with the dearest estimate.
| Plan | Cheapest | Dearest | Spread |
|---|---|---|---|
| Driver and vehicleCovers everything to do with the car. | €55INTERASCO | €69Allianz Ευρωπαϊκή Πίστη | +25%8 companies |
| FamilyCovers you and your household, with no vehicle. | €99INTERASCO | €124Allianz Ευρωπαϊκή Πίστη | +25%8 companies |
| Family and vehicleCovers both the family and the vehicle. · the reference tier | €127INTERASCO | €159Allianz Ευρωπαϊκή Πίστη | +25%8 companies |
The factors
The same bands at every insurer, different coefficients
Every figure is one table of the calculation. The two columns in each band are the cheapest and the dearest estimate for the basic example.
From × 0.81 to × 1.39 along the scale. Click a band or drag the control.
× 1.00 ±0 € × 1.00 ±0 €
The table behind the figure
| Band | INTERASCO | Allianz Ευρωπαϊκή Πίστη |
|---|---|---|
| €6,000 | × 0.81 | × 0.88 |
| €15,000 | × 1.00 | × 1.00 |
| €30,000 | × 1.20 | × 1.12 |
| €50,000 and over | × 1.39 | × 1.24 |
From × 0.87 to × 1.07 along the scale. Click a band or drag the control.
× 1.00 ±0 € × 1.00 ±0 €
The table behind the figure
| Band | INTERASCO | Allianz Ευρωπαϊκή Πίστη |
|---|---|---|
| one person | × 0.87 | × 0.92 |
| two people | × 0.94 | × 0.96 |
| three people | × 1.00 | × 1.00 |
| four people and over | × 1.07 | × 1.04 |
From × 1.00 to × 1.72 along the scale. Click a band or drag the control.
× 1.00 ±0 € × 1.00 ±0 €
The table behind the figure
| Band | INTERASCO | Allianz Ευρωπαϊκή Πίστη |
|---|---|---|
| one vehicle | × 1.00 | × 1.00 |
| two vehicles | × 1.39 | × 1.24 |
| three vehicles and over | × 1.72 | × 1.44 |
From × 0.98 to × 1.05 along the scale. Click a band or drag the control.
× 1.00 ±0 € × 1.00 ±0 €
The table behind the figure
| Band | INTERASCO | Allianz Ευρωπαϊκή Πίστη |
|---|---|---|
| Attica | × 1.05 | × 1.05 |
| Thessaloniki | × 1.02 | × 1.02 |
| Large cities | × 1.00 | × 1.00 |
| Rest of mainland Greece | × 0.98 | × 0.98 |
| Islands | × 0.98 | × 0.98 |
| Greece, national average | × 1.01 | × 1.01 |
Extra covers
A flat price a year, unless the tier already includes it.
| Cover | Inside the tier | Cheapest | Dearest | Spread |
|---|---|---|---|---|
| Employment disputesUnpaid wages, unfair dismissal, an accident at work. The most common use of legal protection in Greece after the road accident. | Covers you and your household, with no vehicle.Covers both the family and the vehicle. | €20INTERASCO | €25Allianz Ευρωπαϊκή Πίστη | +25%8 companies |
| Tenancy disputes as a tenantThe deposit that is not returned, the rent rise the contract does not allow, the eviction without cause. A lawyer at the company's expense. | Covers you and your household, with no vehicle.Covers both the family and the vehicle. | €17INTERASCO | €21Allianz Ευρωπαϊκή Πίστη | +24%8 companies |
| Disputes with a tenant as a landlordThe eviction claim and the pursuit of unpaid rent. Costs more than the reverse cover, because the landlord goes to court far more often. | - | €37INTERASCO | €46Allianz Ευρωπαϊκή Πίστη | +24%8 companies |
| Medical malpracticeClaiming compensation from a doctor or a hospital. The expert reports in these cases cost thousands before anyone reaches a courtroom. | - | €14INTERASCO | €17Allianz Ευρωπαϊκή Πίστη | +21%8 companies |
| Disputes abroadA lawyer in the country where the accident happened. Without it, you handle the crash in Italy from Greece, in Italian. | - | €9INTERASCO | €12Allianz Ευρωπαϊκή Πίστη | +33%8 companies |
Minimum premium: from €33 to €41 depending on the company. No price falls below its own.