Car insurance: what each insurer offers

We read the documents on 18 October 2026. “Not stated” means that we did not find it in a public document of the company, not that the company does not give it. Ask the company before you decide.

• Which insurers give a discount for a second family car?
• Which insurers give fire and theft cover for an old car?
• Which insurers keep the bonus-malus discount from another company?
• Which insurers give roadside help on the islands too?
• What does each insurer ask for a young driver?

Which insurers give a discount for a second family car?

3 of the 19 companies give it, as their documents state:

• Interasco: Yes (the document, in Greek)
• Ydrogios: 5%, for three vehicles (the document, in Greek)
• Ethniki Asfalistiki: 5%, for two or more (the document, in Greek)

Not stated in their public documents: Hellas Direct, Anytime, Minetta, Intersalonika, Atlantiki Enosi, Syndea, Orizon, Personal Insurance, ERGO, Generali, Eurolife FFH, Interamerican, Allianz Europaiki Pisti, Interlife, Europe Insurance and Groupama.

Which insurers give fire and theft cover for an old car?

3 of the 19 companies give it, as their documents state:

• Hellas Direct: first registered from 1993 (the document, in Greek)
• Interasco: up to 15 years old (the document, in Greek)
• Interlife: up to 20 years old (the document, in Greek)

Not stated in their public documents: Anytime, Ydrogios, Minetta, Intersalonika, Atlantiki Enosi, Syndea, Orizon, Personal Insurance, ERGO, Generali, Eurolife FFH, Ethniki Asfalistiki, Interamerican, Allianz Europaiki Pisti, Europe Insurance and Groupama.

Which insurers keep the bonus-malus discount from another company?

2 of the 19 companies give it, as their documents state:

• Europe Insurance: Yes (the document, in Greek)
• Groupama: Yes (the document, in Greek)

Not stated in their public documents: Hellas Direct, Anytime, Interasco, Ydrogios, Minetta, Intersalonika, Atlantiki Enosi, Syndea, Orizon, Personal Insurance, ERGO, Generali, Eurolife FFH, Ethniki Asfalistiki, Interamerican, Allianz Europaiki Pisti and Interlife.

Which insurers give roadside help on the islands too?

3 of the 19 companies give it, as their documents state:

• Minetta: Yes (the document, in Greek)
• ERGO: Yes (the document, in Greek)
• Eurolife FFH: Yes (the document, in Greek)

Excluded by: Hellas Direct, Orizon and Groupama.

Not stated in their public documents: Anytime, Interasco, Ydrogios, Intersalonika, Atlantiki Enosi, Syndea, Personal Insurance, Generali, Ethniki Asfalistiki, Interamerican, Allianz Europaiki Pisti, Interlife and Europe Insurance.

What does each insurer ask for a young driver?

10 of the 19 companies state it in public:

• Hellas Direct: main driver from 25, every driver from 18 (the document, in Greek)
• Interasco: 40% surcharge for a licence under a year or a second driver under 24 (the document, in Greek)
• Minetta: surcharge under 23 (the document, in Greek)
• Orizon: declared with a surcharge under 23 (the document, in Greek)
• ERGO: surcharge under 23 (the document, in Greek)
• Generali: under 23, with an excess (the document, in Greek)
• Eurolife FFH: declare under 23, or pay 50% of own damage (the document, in Greek)
• Allianz Europaiki Pisti: declare under 23, or pay 50% of own damage (the document, in Greek)
• Europe Insurance: declare under 25 (the document, in Greek)
• Groupama: surcharge under 25 (the document, in Greek)

Not stated in their public documents: Anytime, Ydrogios, Intersalonika, Atlantiki Enosi, Syndea, Personal Insurance, Ethniki Asfalistiki, Interamerican and Interlife.

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