Interamerican - car insurance, prices and covers

How it sells: both direct and through agents
In the market since: 1969
Roadside assistance: Interamerican Οδική Βοήθεια
Estimate, average driver: €285 / year

It runs its own accident-care and roadside-assistance fleet instead of a subcontractor; the difference shows in the arrival time, not in the premium.

What car insurance costs, by package

For the comparison's average driver, aged 42, an eleven-year-old 1,400 cc car, the average for the whole of Greece, a clean record, and no extra covers:

Plan	Per year
Third-party liability	€254
With some extras	€469
Fully comprehensive	€654

Our estimate, not a price from the company: the calculation rests on published market figures and can differ from what the company will charge you. See how we calculate.

Extra covers

The ones it sells separately, on top of third-party liability:

Roadside assistance - They come and get you when you break down, not only after an accident but also with a flat battery or a puncture. Most people think they have it; half of all policies cover accidents only.
Glass breakage - A windscreen costs 200 to 700 euros and breaks from one stone on the motorway. The most used cover after roadside assistance.
Fire - The car burns, from its own short circuit, from the vehicle next to it, or from a wildfire passing through. In Greece the third is not theoretical.
Total theft - They pay the current market value if the car is not found. The current value, not what you paid for it.
Natural events - Flood, hail, a fallen tree, a storm surge. The cover that paid for most of the cars in Attica in July 2023 and in Thessaly that September.
Legal protection - A lawyer at the company's expense when the other driver is at fault and their insurer refuses to pay. It costs a few euros a year and is the difference between claiming and letting it go.
Driver's personal accident - Third-party liability covers whoever you hit, not you. This covers you, if you are at fault.
Replacement car - They give you a vehicle while yours is in the workshop. It makes sense if the car is how you get to work and there is no second one.

What it declares to its own regulator

In the Solvency and Financial Condition Report (SFCR) it filed for 2024, Interamerican declared €144,405,000 in motor premium. It paid out 54% of that in claims. See the report.

Διαβάστηκε με το χέρι από τον αφηγηματικό πίνακα §A.2 - αυτή η έκθεση δεν περιλαμβάνει καθόλου το πρότυπο S.05.01.02.

The claims figure here is net of reinsurance, not gross like the other companies' - the percentage does not compare directly with theirs.

What else it writes

Interamerican appears in our comparison in 25 of the 28 products:

Where to buy it

Directly from www.interamerican.gr. We do not sell insurance and take no commission from this link; it is here because it is the company's address.

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