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    <title>Article of the day - Fthini Asfalia</title>
    <link>https://www.fthiniasfalia.gr/en/</link>
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    <description>One article every day, in the order we put them on the home page.</description>
    <language>en</language>
    <lastBuildDate>Fri, 13 Nov 2026 22:00:00 GMT</lastBuildDate>
    <item>
      <title>Article of the day: Travel insurance for Greece: what visitors to Santorini, Corfu and the islands need</title>
      <link>https://www.fthiniasfalia.gr/en/articles/travel-insurance-for-greece/</link>
      <guid isPermaLink="false">https://www.fthiniasfalia.gr/en/articles/travel-insurance-for-greece/#2026-11-14</guid>
      <pubDate>Fri, 13 Nov 2026 22:00:00 GMT</pubDate>
      <description>The EHIC and the GHIC open Greek public hospitals for free, but not private clinics, the flight home or a quad accident. What to buy before a holiday on the islands.</description>
      <category>Travel and abroad</category>
    </item>
    <item>
      <title>Article of the day: Van, pickup and farm truck insurance: what differs from a car</title>
      <link>https://www.fthiniasfalia.gr/en/articles/van-pickup-and-farm-truck-insurance/</link>
      <guid isPermaLink="false">https://www.fthiniasfalia.gr/en/articles/van-pickup-and-farm-truck-insurance/#2026-11-13</guid>
      <pubDate>Thu, 12 Nov 2026 22:00:00 GMT</pubDate>
      <description>A private-use van or pickup costs more to insure than a car, and a farm truck costs less. What the public figures of 2024 show, what changes in the covers and what happens to the load.</description>
      <category>Car insurance</category>
    </item>
    <item>
      <title>Article of the day: Short-term rental and Airbnb insurance in Greece: what it costs</title>
      <link>https://www.fthiniasfalia.gr/en/articles/short-term-rental-insurance/</link>
      <guid isPermaLink="false">https://www.fthiniasfalia.gr/en/articles/short-term-rental-insurance/#2026-11-12</guid>
      <pubDate>Wed, 11 Nov 2026 22:00:00 GMT</pubDate>
      <description>A home policy does not apply when the home is let by the night, and since October 2025 the law asks for liability cover. What the home needs and what it costs.</description>
      <category>Home and property</category>
      <category>Liability and legal protection</category>
    </item>
    <item>
      <title>Article of the day: Personal accident insurance in Greece: what it pays and what it costs</title>
      <link>https://www.fthiniasfalia.gr/en/articles/personal-accident-insurance/</link>
      <guid isPermaLink="false">https://www.fthiniasfalia.gr/en/articles/personal-accident-insurance/#2026-11-11</guid>
      <pubDate>Tue, 10 Nov 2026 22:00:00 GMT</pubDate>
      <description>Personal accident insurance pays a cash sum for death or disability from an accident. What it covers, what it excludes, and the prices companies print on their own pages.</description>
      <category>Health</category>
    </item>
    <item>
      <title>Article of the day: Hotel and rented rooms insurance in Greece: what it costs</title>
      <link>https://www.fthiniasfalia.gr/en/articles/hotel-insurance-greece/</link>
      <guid isPermaLink="false">https://www.fthiniasfalia.gr/en/articles/hotel-insurance-greece/#2026-11-10</guid>
      <pubDate>Mon, 09 Nov 2026 22:00:00 GMT</pubDate>
      <description>The market average for property is about €1.17 a year per €1,000 of value, before tax. What a guest property policy covers, earthquake, liability to guests and the lost season.</description>
      <category>Business</category>
      <category>Liability and legal protection</category>
    </item>
    <item>
      <title>Article of the day: The green card: what it is, where you need it, what it costs</title>
      <link>https://www.fthiniasfalia.gr/en/articles/green-card/</link>
      <guid isPermaLink="false">https://www.fthiniasfalia.gr/en/articles/green-card/#2026-11-09</guid>
      <pubDate>Sun, 08 Nov 2026 22:00:00 GMT</pubDate>
      <description>The certificate that takes your car's third-party cover across the border. It is issued free, eight countries ask for it, and it carries no optional cover.</description>
      <category>Motorbikes, scooters and bicycles</category>
      <category>Car insurance</category>
    </item>
    <item>
      <title>Article of the day: A foreign driving licence in Greece: what insurers accept</title>
      <link>https://www.fthiniasfalia.gr/en/articles/foreign-driving-licence-in-greece/</link>
      <guid isPermaLink="false">https://www.fthiniasfalia.gr/en/articles/foreign-driving-licence-in-greece/#2026-11-08</guid>
      <pubDate>Sat, 07 Nov 2026 22:00:00 GMT</pubDate>
      <description>An EU licence is valid as normal. A third-country licence is valid only while you do not have your ordinary residence in Greece, and then needs conversion. The insurer asks about both, and a claim checks them.</description>
      <category>Car insurance</category>
    </item>
    <item>
      <title>Article of the day: How much car insurance in Greece costs: the industry figures</title>
      <link>https://www.fthiniasfalia.gr/en/articles/car-insurance-cost-in-greece/</link>
      <guid isPermaLink="false">https://www.fthiniasfalia.gr/en/articles/car-insurance-cost-in-greece/#2026-11-07</guid>
      <pubDate>Fri, 06 Nov 2026 22:00:00 GMT</pubDate>
      <description>The average is about €179 net a year per vehicle, or around €210 with the tax and the levy. See how the figure is worked out, why yours is different, and what the price index shows since 2015.</description>
      <category>The market and the companies</category>
      <category>Car insurance</category>
    </item>
    <item>
      <title>Article of the day: What “an estimate, not an offer” means</title>
      <link>https://www.fthiniasfalia.gr/en/articles/model-not-measurement/</link>
      <guid isPermaLink="false">https://www.fthiniasfalia.gr/en/articles/model-not-measurement/#2026-11-06</guid>
      <pubDate>Thu, 05 Nov 2026 22:00:00 GMT</pubDate>
      <description>The price of each company in the comparison is our own estimate, and it can be wrong. Where it comes from, why the order is not an official ranking, and what the market average beside it is.</description>
      <category>How insurance works</category>
    </item>
    <item>
      <title>Article of the day: What third-party liability really covers</title>
      <link>https://www.fthiniasfalia.gr/en/articles/what-third-party-liability-covers/</link>
      <guid isPermaLink="false">https://www.fthiniasfalia.gr/en/articles/what-third-party-liability-covers/#2026-11-05</guid>
      <pubDate>Wed, 04 Nov 2026 22:00:00 GMT</pubDate>
      <description>Compulsory insurance covers the damage you do to others, not you and not your car. What that means in practice.</description>
      <category>Motorbikes, scooters and bicycles</category>
      <category>Car insurance</category>
    </item>
    <item>
      <title>Article of the day: The cheapest insurer does not exist</title>
      <link>https://www.fthiniasfalia.gr/en/articles/the-cheapest-insurer-does-not-exist/</link>
      <guid isPermaLink="false">https://www.fthiniasfalia.gr/en/articles/the-cheapest-insurer-does-not-exist/#2026-11-04</guid>
      <pubDate>Tue, 03 Nov 2026 22:00:00 GMT</pubDate>
      <description>No insurer is the cheapest for every driver. Each company sets its own prices and draws its own lines for age and experience. Why it happens, and what it means for how you search.</description>
      <category>Health</category>
      <category>Car insurance</category>
    </item>
    <item>
      <title>Article of the day: Seven ways to lower the premium</title>
      <link>https://www.fthiniasfalia.gr/en/articles/seven-ways-to-lower-your-premium/</link>
      <guid isPermaLink="false">https://www.fthiniasfalia.gr/en/articles/seven-ways-to-lower-your-premium/#2026-11-03</guid>
      <pubDate>Mon, 02 Nov 2026 22:00:00 GMT</pubDate>
      <description>What really reduces a car insurance premium in Greece, what does nothing, and two “tricks” that will cost you in a claim.</description>
      <category>Car insurance</category>
    </item>
    <item>
      <title>Article of the day: Quarterly or annual policy?</title>
      <link>https://www.fthiniasfalia.gr/en/articles/quarterly-or-annual/</link>
      <guid isPermaLink="false">https://www.fthiniasfalia.gr/en/articles/quarterly-or-annual/#2026-11-02</guid>
      <pubDate>Sun, 01 Nov 2026 22:00:00 GMT</pubDate>
      <description>Four quarters usually cost more than one annual policy for the same year of cover. How to check it in a quote, and when the quarter is worth it anyway.</description>
      <category>Motorbikes, scooters and bicycles</category>
      <category>Car insurance</category>
    </item>
    <item>
      <title>Article of the day: What happens if an uninsured driver hits you</title>
      <link>https://www.fthiniasfalia.gr/en/articles/hit-by-an-uninsured-driver/</link>
      <guid isPermaLink="false">https://www.fthiniasfalia.gr/en/articles/hit-by-an-uninsured-driver/#2026-11-01</guid>
      <pubDate>Sat, 31 Oct 2026 22:00:00 GMT</pubDate>
      <description>The Auxiliary Fund compensates the victims of uninsured vehicles in Greece, up to the legal minimum limits. What to do at the scene, and which covers spare you the wait.</description>
      <category>Motorbikes, scooters and bicycles</category>
      <category>Car insurance</category>
    </item>
    <item>
      <title>Article of the day: Renting a car or a scooter in Greece: what the insurance covers</title>
      <link>https://www.fthiniasfalia.gr/en/articles/renting-a-car-or-scooter-in-greece/</link>
      <guid isPermaLink="false">https://www.fthiniasfalia.gr/en/articles/renting-a-car-or-scooter-in-greece/#2026-10-31</guid>
      <pubDate>Fri, 30 Oct 2026 22:00:00 GMT</pubDate>
      <description>Third-party cover is in every rental by law. Damage to the vehicle is yours up to an excess of €650 to €3,000, and tyres, glass and ferries often sit outside.</description>
      <category>Travel and abroad</category>
      <category>Car insurance</category>
      <category>Motorbikes, scooters and bicycles</category>
    </item>
    <item>
      <title>Article of the day: Car insurance in Greece for foreigners: what you need</title>
      <link>https://www.fthiniasfalia.gr/en/articles/car-insurance-greece-for-foreigners/</link>
      <guid isPermaLink="false">https://www.fthiniasfalia.gr/en/articles/car-insurance-greece-for-foreigners/#2026-10-30</guid>
      <pubDate>Thu, 29 Oct 2026 22:00:00 GMT</pubDate>
      <description>You need a Greek tax number, a car on Greek plates and a licence that is valid here. Foreign plates may stay six months a year. Your claim-free years can count.</description>
      <category>Car insurance</category>
      <category>Travel and abroad</category>
    </item>
    <item>
      <title>Article of the day: Travel insurance for Greece: what visitors to Santorini, Corfu and the islands need</title>
      <link>https://www.fthiniasfalia.gr/en/articles/travel-insurance-for-greece/</link>
      <guid isPermaLink="false">https://www.fthiniasfalia.gr/en/articles/travel-insurance-for-greece/#2026-10-29</guid>
      <pubDate>Wed, 28 Oct 2026 22:00:00 GMT</pubDate>
      <description>The EHIC and the GHIC open Greek public hospitals for free, but not private clinics, the flight home or a quad accident. What to buy before a holiday on the islands.</description>
      <category>Travel and abroad</category>
    </item>
    <item>
      <title>Article of the day: Van, pickup and farm truck insurance: what differs from a car</title>
      <link>https://www.fthiniasfalia.gr/en/articles/van-pickup-and-farm-truck-insurance/</link>
      <guid isPermaLink="false">https://www.fthiniasfalia.gr/en/articles/van-pickup-and-farm-truck-insurance/#2026-10-28</guid>
      <pubDate>Tue, 27 Oct 2026 22:00:00 GMT</pubDate>
      <description>A private-use van or pickup costs more to insure than a car, and a farm truck costs less. What the public figures of 2024 show, what changes in the covers and what happens to the load.</description>
      <category>Car insurance</category>
    </item>
    <item>
      <title>Article of the day: Short-term rental and Airbnb insurance in Greece: what it costs</title>
      <link>https://www.fthiniasfalia.gr/en/articles/short-term-rental-insurance/</link>
      <guid isPermaLink="false">https://www.fthiniasfalia.gr/en/articles/short-term-rental-insurance/#2026-10-27</guid>
      <pubDate>Mon, 26 Oct 2026 22:00:00 GMT</pubDate>
      <description>A home policy does not apply when the home is let by the night, and since October 2025 the law asks for liability cover. What the home needs and what it costs.</description>
      <category>Home and property</category>
      <category>Liability and legal protection</category>
    </item>
    <item>
      <title>Article of the day: Personal accident insurance in Greece: what it pays and what it costs</title>
      <link>https://www.fthiniasfalia.gr/en/articles/personal-accident-insurance/</link>
      <guid isPermaLink="false">https://www.fthiniasfalia.gr/en/articles/personal-accident-insurance/#2026-10-26</guid>
      <pubDate>Sun, 25 Oct 2026 22:00:00 GMT</pubDate>
      <description>Personal accident insurance pays a cash sum for death or disability from an accident. What it covers, what it excludes, and the prices companies print on their own pages.</description>
      <category>Health</category>
    </item>
    <item>
      <title>Article of the day: Hotel and rented rooms insurance in Greece: what it costs</title>
      <link>https://www.fthiniasfalia.gr/en/articles/hotel-insurance-greece/</link>
      <guid isPermaLink="false">https://www.fthiniasfalia.gr/en/articles/hotel-insurance-greece/#2026-10-25</guid>
      <pubDate>Sat, 24 Oct 2026 21:00:00 GMT</pubDate>
      <description>The market average for property is about €1.17 a year per €1,000 of value, before tax. What a guest property policy covers, earthquake, liability to guests and the lost season.</description>
      <category>Business</category>
      <category>Liability and legal protection</category>
    </item>
    <item>
      <title>Article of the day: The green card: what it is, where you need it, what it costs</title>
      <link>https://www.fthiniasfalia.gr/en/articles/green-card/</link>
      <guid isPermaLink="false">https://www.fthiniasfalia.gr/en/articles/green-card/#2026-10-24</guid>
      <pubDate>Fri, 23 Oct 2026 21:00:00 GMT</pubDate>
      <description>The certificate that takes your car's third-party cover across the border. It is issued free, eight countries ask for it, and it carries no optional cover.</description>
      <category>Motorbikes, scooters and bicycles</category>
      <category>Car insurance</category>
    </item>
    <item>
      <title>Article of the day: A foreign driving licence in Greece: what insurers accept</title>
      <link>https://www.fthiniasfalia.gr/en/articles/foreign-driving-licence-in-greece/</link>
      <guid isPermaLink="false">https://www.fthiniasfalia.gr/en/articles/foreign-driving-licence-in-greece/#2026-10-23</guid>
      <pubDate>Thu, 22 Oct 2026 21:00:00 GMT</pubDate>
      <description>An EU licence is valid as normal. A third-country licence is valid only while you do not have your ordinary residence in Greece, and then needs conversion. The insurer asks about both, and a claim checks them.</description>
      <category>Car insurance</category>
    </item>
    <item>
      <title>Article of the day: How much car insurance in Greece costs: the industry figures</title>
      <link>https://www.fthiniasfalia.gr/en/articles/car-insurance-cost-in-greece/</link>
      <guid isPermaLink="false">https://www.fthiniasfalia.gr/en/articles/car-insurance-cost-in-greece/#2026-10-22</guid>
      <pubDate>Wed, 21 Oct 2026 21:00:00 GMT</pubDate>
      <description>The average is about €179 net a year per vehicle, or around €210 with the tax and the levy. See how the figure is worked out, why yours is different, and what the price index shows since 2015.</description>
      <category>The market and the companies</category>
      <category>Car insurance</category>
    </item>
    <item>
      <title>Article of the day: What “an estimate, not an offer” means</title>
      <link>https://www.fthiniasfalia.gr/en/articles/model-not-measurement/</link>
      <guid isPermaLink="false">https://www.fthiniasfalia.gr/en/articles/model-not-measurement/#2026-10-21</guid>
      <pubDate>Tue, 20 Oct 2026 21:00:00 GMT</pubDate>
      <description>The price of each company in the comparison is our own estimate, and it can be wrong. Where it comes from, why the order is not an official ranking, and what the market average beside it is.</description>
      <category>How insurance works</category>
    </item>
    <item>
      <title>Article of the day: What third-party liability really covers</title>
      <link>https://www.fthiniasfalia.gr/en/articles/what-third-party-liability-covers/</link>
      <guid isPermaLink="false">https://www.fthiniasfalia.gr/en/articles/what-third-party-liability-covers/#2026-10-20</guid>
      <pubDate>Mon, 19 Oct 2026 21:00:00 GMT</pubDate>
      <description>Compulsory insurance covers the damage you do to others, not you and not your car. What that means in practice.</description>
      <category>Motorbikes, scooters and bicycles</category>
      <category>Car insurance</category>
    </item>
    <item>
      <title>Article of the day: The cheapest insurer does not exist</title>
      <link>https://www.fthiniasfalia.gr/en/articles/the-cheapest-insurer-does-not-exist/</link>
      <guid isPermaLink="false">https://www.fthiniasfalia.gr/en/articles/the-cheapest-insurer-does-not-exist/#2026-10-19</guid>
      <pubDate>Sun, 18 Oct 2026 21:00:00 GMT</pubDate>
      <description>No insurer is the cheapest for every driver. Each company sets its own prices and draws its own lines for age and experience. Why it happens, and what it means for how you search.</description>
      <category>Health</category>
      <category>Car insurance</category>
    </item>
    <item>
      <title>Article of the day: Renting a car or a scooter in Greece: what the insurance covers</title>
      <link>https://www.fthiniasfalia.gr/en/articles/renting-a-car-or-scooter-in-greece/</link>
      <guid isPermaLink="false">https://www.fthiniasfalia.gr/en/articles/renting-a-car-or-scooter-in-greece/#2026-10-18</guid>
      <pubDate>Sat, 17 Oct 2026 21:00:00 GMT</pubDate>
      <description>Third-party cover is in every rental by law. Damage to the vehicle is yours up to an excess of €650 to €3,000, and tyres, glass and ferries often sit outside.</description>
      <category>Travel and abroad</category>
      <category>Car insurance</category>
      <category>Motorbikes, scooters and bicycles</category>
    </item>
    <item>
      <title>Article of the day: Quarterly or annual policy?</title>
      <link>https://www.fthiniasfalia.gr/en/articles/quarterly-or-annual/</link>
      <guid isPermaLink="false">https://www.fthiniasfalia.gr/en/articles/quarterly-or-annual/#2026-10-17</guid>
      <pubDate>Fri, 16 Oct 2026 21:00:00 GMT</pubDate>
      <description>Four quarters usually cost more than one annual policy for the same year of cover. How to check it in a quote, and when the quarter is worth it anyway.</description>
      <category>Motorbikes, scooters and bicycles</category>
      <category>Car insurance</category>
    </item>
    <item>
      <title>Article of the day: What happens if an uninsured driver hits you</title>
      <link>https://www.fthiniasfalia.gr/en/articles/hit-by-an-uninsured-driver/</link>
      <guid isPermaLink="false">https://www.fthiniasfalia.gr/en/articles/hit-by-an-uninsured-driver/#2026-10-16</guid>
      <pubDate>Thu, 15 Oct 2026 21:00:00 GMT</pubDate>
      <description>The Auxiliary Fund compensates the victims of uninsured vehicles in Greece, up to the legal minimum limits. What to do at the scene, and which covers spare you the wait.</description>
      <category>Motorbikes, scooters and bicycles</category>
      <category>Car insurance</category>
    </item>
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